Published: Tue, January 03, 2017
Technology | By Ramiro Moody

Government-Backed BHIM Payment App Takes On PayTM

Government-Backed BHIM Payment App Takes On PayTM

In what could be a proud moment for every Indian and huge achievement for Modi government, the country's indigenous digital payments app BHIM has been downloaded 3 million times and is the top app in India on Google PlayStore.

The app, which can be downloaded from Google Playstore, is now available in Hindi and English, and support for more languages is expected soon.

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The customer will then feed his or her Aadhar number into the app, select the bank through which the transaction will take place, and the biometric scan will work as a password for the transaction to be authenticated. Even though there are several apps that will help us in online transactions, here goes the attention for BHIM app which is announced by Mr. Modi on 30/12/2016, which enables the transactions just using the mobile number. According to the prime minister, the BHIM app will get a feature which will allow you to make payments using only the thumbprint. The app has been developed in accordance with the National Payments Corporation of India (NPCI). Once obtained, users will have to verify their mobile number through an OTP. An iOS version will be launched soon. Unlike PayTM and Freecharge, BHIM is connected directly to your bank accounts. It should be noted that BHIM is interoperable with other Unified Payment Interface (UPI) applications and bank accounts. Post registration, your phone number will be used to create an unique UPI pin which is a prerequisite for sending and requesting money. Once you are through the setup, you can send and receive money directly from mobile. Through the app, you can transfer maximum of Rs 10,000 per transaction and Rs 20,000 within 24 hours.

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